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Skipton Business Finance Limited

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Skipton Business Finance Limited

Flexible Factoring & Invoice Discounting Solutions


Factoring is the process of releasing cash tied up in outstanding invoices. Skipton Business Finance will advance up to 100% of the value of invoices outstanding on your sales ledger, allowing you to put the cash to work without waiting for payment from your customers.

Factoring is ideal for businesses that wish to concentrate on growing their sales without having to worry about the day to day management of the sales ledger.  Skipton Business Finance will provide a professional credit management service, meaning that we take responsibility for securing the payment from your customers and one less thing for you to worry about.

Additionally Skipton Business Finance offer all clients free credit checks, to ensure informed decision are made about who to do business with in today's challenging financial times.

Customer Handles Own Collections Service or CHOCS

The CHOCS facility means that the client undertakes their own debt collection work whilst Skipton Business Finance provides invoice finance against their sales ledger.

Confidential Invoice Discounting

Confidential Invoice Discounting is a form of invoice finance which enables you to immediately release cash tied up in unpaid invoices, allowing you to put cash straight back into the business as soon as it has been earned.

You continue to invoice and collect the invoices in the normal way and the service is confidential so your customers won't notice any changes.

Enterprise Finance Guarantee - EFG

Skipton Business Finance has been selected to join an exclusive panel of lenders who can offer the government's EFG scheme. This additional support via a term loan can be used in addition to traditional working capital facilities to provide access to increased levels of funding.

Skipton Business Finance - Experts with access to flexible funding

Listening, understanding and by working together we will solve your business cash flow problems giving you access to the funding you need to enable your business to reach its full potential.

Imagine the benefits if all your customers paid you in 24 hours!

That's why more and more businesses are turning to specialised business finance.  Finance that can be tailored to the individual requirements of a business in order to assist with cash flow problems.  Finance such as factoring and invoice discounting.

Which Businesses use Skipton Business Finance

Skipton Business Finance work with UK registered businesses that sell goods and services predominantly to other businesses, based in the UK, on standard credit terms not exceeding 120 days.

Invoice Factoring Solutions From Skipton Business FinanceFunding lines start from as little as £25,000 and currently go up to £5 million.  Existing clients range from start-ups to established businesses with annual sales of up to £30 million.

By 2011, Skipton Business Finance will have provided a range of invoice finance, factoring and cash flow solutions to the SME sector for 10 years.  Over these 10 years, Skipton Business Finance has built up a wide range of experience in sectors such as the transport & logistics, the print industry, manufacturing and the manpower sector among others.

Our experienced team use a common-sense approach and never use a system-style one-fits-all methodology to our underwriting.  This gives greater flexibility to our lending and in many cases; we are able to provide funding where a business may have already been turned down by their bank who have failed to see the future potential in the proposition.

This flexible approach to invoice finance, factoring and cash flow solutions allows us to serve the following types of business:

Sole Traders, Partnerships, Limited Companies and PLC's

Transactions including acquisitions, MBOs & MBIs

New starts & Long established

Profitable & Non Profitable

Phoenix Businesses

Refinancing & Restructures

Get quotes for flexible invoice finance today.

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I get a sense that there is a real team ethic at Skipton Business Finance. I’ve never had to deal with an automated service and when our Relationship Manager isn’t available, which is very rare, I’m always in touch with someone who knows our business

John Reid Trucking Choose Confidential Invoice Discounting

More information...

Invoice Finance - flexible cash flow solutions from Skipton Business Finance

Skipton Business Finance Limited provides an array of financial products ranging from factoring to confidential invoice discounting, including the Government-backed Enterprise Finance Guarantee Scheme, and asset-based finance to SMEs from start-up to businesses turning over £30m.

Flexible Finance From Skipton Business FinanceOur facilities can be used to fund start-ups, transactions, turnaround/restructures, phoenix and, pre-pack type deals. Skipton Business Finance is all about having quick access to flexible finance; employing specialist staff and having localised functions under one roof, which enables even closer relationships with our clients and business partners.  A wholly owned subsidiary of Skipton Building Society, a mutual financial institution established in 1853.

Independent of the main banks, Skipton Business Finance provide a strong and recognisable brand whilst allowing a diversity of invoice finance and business funding that gives greater stability to our clients businesses.  With no expensive shareholder dividends to pay, the ethos of our business is very much focussed on understanding our clients businesses and assisting in creating wealth and jobs, rather than purely profit.  This naturally leads to a partnership approach where our success is determined by the success of our clients.

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