Restaurant, Pub Or Wine Bar Insurance
Buying appropriate insurance is an important part
of protecting you and your business.
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Restaurant, Pub And Wine Bar Insurance
Restaurants and public houses can be risky places for both
customers and for employees. No matter how rigorously health and
safety procedures are applied accidents occasionally will still
happen. It's essential that your restaurant or pub has the
correct insurance cover.
Incisive Business works with many of the leading insurance companies and insurance
brokers, so it's more than likely that at least one of these
companies will be able to find the insurance package suited to your
home working needs. Simply by using one simple insurance request form, we'll
put you in touch with relevant insurance companies that what to
talk to you and provide you with tailored quotes.
What types of restaurant insurance, pub insurance
or wine bar cover do you require?
Generally pub or restaurant insurance might cover:
Public liability insurance
- this cover is essential where a business comes into contact with
members of the general public. Public liability insurance can cover
you if you cause injury or damage to a person or their property
during the course of your work.
insurance - this cover is requied where you have emploees
or part-time staff or employ contractors, You are required by
law to have employers' liability insurance. Employers' liability
insurance should cover laims from employees injured at work, or
that have fallen ill because of working in your business.
-protect the contents of your restaurant or public house against
damage, destruction, loss or theft. Contents insurance should cover
the cost of repair if any of your business possessions are damaged,
or pay for replacements if lost, destroyed or stolen.
Buildings insurance - this
cover will insure your shop premises against damage from disasters
such as fire and flood. If you rent your shop space you might not
need buildings insurance, but you should confirm this with your
Fixtures and fittings
insurance - should cover your business for the cost of
damage to your fixtures and fittings in the shop.
Stock insurance - this
cover should include cost of replacing stock or inventory where
it's been damaged, destroyed or stolen.
Loss of licence - if you
lose your licence due to certain circumstances (that are detailed
on the policy) you can use this cover to recoup some of the
resulting reduction in the value of your business or premises.
This is not a comprehensive list of insurance
cover required for retail or the full options available.
Why not speak to real people from the
UK's leading insurance companies? Simply complete the restaurant or pub insurance
request form and we'll match your requirements to relevant
insurance providers who will call to discuss your needs and then
provide quotes for you to compare.
Looking for other types of business insurance? See our
list below of insurance types.
Health, Beauty, Salon Insurance
Office, Dentist and Surgeries
Hotels, Guest Houses, Bed &
Manufacturers And Wholesalers